How do you Spend and Track your money?

Are you someone whose wallet or pocket always has Cash in it? Or are you strictly plastic – whether that be debit or credit cards – for purchases? I am the latter, for two reasons: first because I find it easier to track since you don’t have to manually record receipts, and second, I get […]

I Love Budgeting!

It’s TRUE. Budgeting is something that puts me in my happy place! A lot of people have a strong aversion to the word budget and what it brings to mind. People think of harsh restrictions, and micromanagement of their spending.  But it doesn’t have to be that way. If you prefer, you can call it […]