Posts about Personal Finance and Investing.
Looking back at the past year, in review, there have been many challenges of course. COVID continued, work was a never ending challenge to keep up with constant changes in plans, and personally, we lost my father in law unexpectedly. Top 10 wins of 2021 I want to focus on my wins of the past […]
Baby is born… now what? On top of the oodles of love, dozens of appointments, bazillions of pictures, stress and sleepless nights, what are the things you need to do now in terms of paper work, registrations, and RESP’s once baby is born? In Ontario, Service Ontario has a bundle arrangement where you can get […]
Unexpected Loss in the family Last year we tragically and unexpectedly lost a close family member, my father in law. As tough as it is for anyone to deal with a loss in the family, there are so many tasks that need to be done, logistically speaking, after someone passes away. Someone needs to make […]
Comparing ETF’s vs Individual Stocks Want to start investing, but have no idea where to start or what investments to choose? Choosing between ETF’s vs stocks is one decision you may need to make. If you are turned off by the high cost of the top stocks to purchase just a single share, you are […]
Home selling in a pandemic Well, We did it!! We sold our Condo! Selling our home in a pandemic was not easy. But I think it was the right decision for us at the time. Why did we decide to sell? 1. Mortgage was coming up for renewal, seemed like a good time to try.2. […]
Understanding bank rates and fees for Canadians. How to lower your bank fees. Are online banks legit?
Learning about money What is the earliest memory you have when it comes to learning about money? A lot of us don’t get a lot of exposure to education around money and personal finance until we are already adults and our money habits and associations have already been formed. Most Canadians learned their money habits […]
What is a Roboadvisor? A Robo advisor is an investing service which relies on algorithms to build a portfolio for you based on your risk tolerance and investment time horizon. There are no individual humans picking the funds for you, so there is lower cost, and its very easy to use for beginner investors. The […]
Welcome to the Canadian Budget Blog My name is Jessica and I am obsessed with personal finance! Around Christmas 2019, before the Pandemic hit, I decided to start an Instagram account on budgeting and finance! After starting on Instagram, I wanted to have a place to learn and expand on topics in more depth, so […]
Net worth? What are you worth? No, this isn’t a hypothetical or philosophical question. Have you ever actually sat down and calculated your net worth? To know where you are going, you have to know where you are starting from! What is net worth? Net worth is a simple calculation that give you a dollar […]