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Paper Based Budget and Financial Organizer


Get out of the apps and budget by hand!

Budget Planner

Connect with your Spending better

When you don't see cash leaving your hands, it can be hard to keep track of your spending. Budgeting on paper can help you reconnect, become more mindful, and help you reach your financial goals!

CBP in Use

Write it down to make it happen!

Writing by hand is proven to leave a larger impact in your memory than entering it in your phone or typing it in the computer.

This is why a paper-based budget is so effective. You write down your spending as you go, you become more mindful of your spending habits, and how much you spend. When you write down your goals, and your habits you are more likely to be able to reach them!

The Canadian Budget Planner
is for you if....

Your spending gets away from you

You have a plan but often go over budget without realizing since you don't use cash.

You haven't been able to make significant progress on your debt or savings goals, despite having an idea of what you want to achieve.

You want to keep utilizing Credit Cards

You utilize cards because of the amazing benefits and points, but have a hard time knowing what you spent until the bill arrives at the end of the month.

You feel that budgeting apps aren't for you.

You spend a lot of time on your phone already, and want to get out of your phone.

The tactile pen and paper method helps you stay more organized.


So who am I?

I'm Jess!
I became obsessed with making my own budgets after trying every budgeting app out there and diving deep into reading dozens of personal finance books!
When I realized that the digital budgets weren't actually helping me make changes in my spending, I created the Canadian Budget Planner. I found that budgeting by hand helped me improve my relationship with spending, as someone who exclusively makes her purchases with credit cards.
You can find me online at Instagram as @canadianbudget where I share budgeting, investing, saving and general finance inspiration for women who are ready to take control of their financial lives!

So, How does it work?

Start with the planning documents

Get your finances in order by taking stock, setting goals, and making a plan!

Use the monthly budgets

Our Zero Based Budget will help you give your money a job! Pay yourself first and put it to work for you!

Review & Revise

At the end of each pay period, we close out our budget and reflect. Revise as needed for next month and start again!

How would you feel if you could:

Take control of your financial well being with the Canadian Budget Planner. It includes 14 separate documents which can help you organize your financial life once and for all!


This is the last planner you ever need!


It's a printable PDF planner that is not dated.

You print out the budgets and spending trackers as needed.

Put it in a:
- Binder
- Disc bound Planner
- Clipboard
- Loose in a folder - You do you!

Print only the sections you need more of, instead of buying a new planner each year.

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Frequently Asked Questions

Is this only for Canadians?

This is for everyone!

I am Canadian, my website is but this product can be used by anyone around the world!

Do you sell the hard copy?

I only sell the Canadian Budget Planner as a PDF.


I am not going to tell you how many copies of a spending tracker you need each month. You may also not want to carry around 100 pages at a time. With our PDF version, you can print what you need, as needed, as many times as you like. 

Is this a monthly planner?

With the Canadian Budget Planner, you can budget any way you like.  Use it to budget monthly,  budget by pay period,  or do both! 

 It’s up to you!

How much time does it take to use the planner?

To set up your planning documents and get yourself organized, I encourage you to take an hour or two to get all your information sorted. Some documents you will go back and update monthly or as needed. 

To use the budget – it will take longer the first time you use it as you get used to it. Additional budgets should be quick to copy over what remains the same and review and revise what needs changing from last month. 

Expense tracker – I recommend to track your spending as you go – Daily or weekly at most. The more frequent you do it, the less time overall it will take you. A few minutes a day, or 15 minutes a week should do it. 

Monthly Review & Reflection –  15 minutes

How do I use the planner?

The Planner comes with detailed instructions on how to best use each of the documents included. 

Update documents as needed as you work toward your goals. 

Start with the Planning documents to get a clear picture of where you are today with your finances. 

Make a plan for your money, Set your goals, ad get organized. 

Create your first budget & start tracking your spending. 

Refer back to your budget to compare your vision with what happened that month or pay period. 

Get confident about your money with the printable planner made for digital spenders.

Toronto, Ontario, Canada

© Canadian Budget 2022