Purchase Terms of Agreement

The purchase of digital products from canadianbudget.ca, including PDF downloads, access to Google Sheets templates and online material is subject to the following terms and conditions. 

Payment & Refund Policy

All transactions for purchase our products are made through payment gateways such as PayPal or Stripe that use SSL encryption. These payment gateways are safe and secure for using all types of credit cards and debit cards in different countries and your payment details are not stored during this process.

Since your purchase is a digital product, it is deemed “used” after download or opening, and all purchases made on canadianbudget.ca are non-refundable or exchangeable. Since the products made available here are intangible, there is a strict no refund policy.

Canadian Budget reserves the right to amend any information, including but not limited to prices, technical specifications, terms of purchase and product or service offerings without prior notice.

Delivery of Goods and Services (Shipping)

If you do not receive your product upon completing your purchase, you can immediately email contact@canadianbudget.ca with your transaction/payment details to ensure your product is sent to you as soon as possible. If there is any problem, we want to make it right.  As we provide digital products, there are no additional shipping costs for any of our products.