Planning for Maternity Leave

Maternity Leave

So you are expecting a baby, and now need to plan for maternity leave. Deciding how long you will be off work may depend on what coverage (if any) you may have for income while on maternity leave. How long of a maternity leave to take I live in Canada where we are entitled to […]

ETF’s vs Stocks

ETFs vs stocks

Want to start investing, but turned off by the high cost of the top stocks? You are not alone! What if I told you you could own shares in Google, Amazon, and other top name companies. And that you could buy them for much less than the individual share price. You can! No, its not […]

Getting a financial head start

financial head start

We all have resolutions and goals for the new year! Some are around fitness and health, but others can be about being smarter with your money! If managing your finances is one of your goals this year, here are some steps to give you a financial head start! Understand your expenses and debts Write down […]

Selling on Facebook Marketplace

In organizing the house for our upcoming move, hubby and I realized we had a lot of books we feel comfortable selling or donating. So I decided to get rid of them by selling on Facebook Marketplace and a few days later I made a sale! When I first moved in with my hubby, I […]

Good Reads: Work Optional

work optional

Have you ever dreamt of a work optional life? I love reading books on personal finance. I have read quite a few and always take out multiple books from the local library any time I go. In Work Optional by author Tanja Hester, it takes a slightly different approach to other personal finance and investment […]

Learning about Money

What is the earliest memory you have when it comes to learning about money? I have a picture of me and my brother running a lemonade stand on my front lawn around 1st grade. I remember getting my first bank account at Bank of Montreal when I was 12 or 13. I also learned how […]

50% savings rate

savings rate

How we achieved a 50% savings rate A bit of background: We are DINK’s from Canada (Double Income No Kids). We own a condo and purchased our car outright. We have no consumer debt, only our Mortgage. We are not specifically aiming for FI/RE but I am a bit obsessed with Retirement Savings. I admit […]

How do you Spend and Track your money?

Are you someone whose wallet or pocket always has Cash in it? Or are you strictly plastic – whether that be debit or credit cards – for purchases? I am the latter, for two reasons: first because I find it easier to track since you don’t have to manually record receipts, and second, I get […]

I Love Budgeting!

It’s TRUE. Budgeting is something that puts me in my happy place! A lot of people have a strong aversion to the word budget and what it brings to mind. People think of harsh restrictions, and micromanagement of their spending.  But it doesn’t have to be that way. If you prefer, you can call it […]