What you need to know about credit scores

what you need to know about credit scores

How much do you know about what makes up your credit score? What you need to know about credit scores Here at Canadian Budget, we believe in responsible credit use. Credit cards are not inherently bad! We just need to learn how to use them responsibly and they can provide a lot of benefits. They […]

Why Debt Avalanche is Underrated

Debt Avalanche

Paying down debt is a really important step in everyone’s finance journey. When it comes to well known debt repayment strategies, Debt Snowball gets the most press. But have you heard of the Debt Avalanche, Snowball’s less sexy cousin? He actually has a great personality and will help you pay less in interest over time. […]

I did a thing!

Well that’s my first goal checked off the new years list! I started my first Etsy shop in order to help the Debt Free Community and build a side hustle. Printables/downloadable sheets are available to help you manage your finances and work on crushing your debts! Easy to use & simple tools to help you […]

Paying down debt

Debt payoff

For most of my early adult life I was focused on aggressively paying down my student loans. Looking back this probably was not the best approach to take. Could I do it again, I would have invested more into savings earlier. But c’est la vie. You can learn from my mistakes! Many of us have […]

What are you worth?

Net worth

No, this isn’t a hypothetical or philosophical question. Have you ever actually sat down and calculated your net worth? To know where you are going, you have to know where you are starting from! What is net worth? Net worth is a simple calculation that give you a dollar number representing the value of your […]