Learnings from an unexpected loss in the family

loss in the family

Last year we tragically and unexpectedly lost a close family member, my father in law. As tough as it is for anyone to deal with a loss in the family, there are so many tasks that need to be done, logistically speaking, after someone passes away. Someone needs to make arrangements, update accounts and apply […]

Selling on Facebook Marketplace

In organizing the house for our upcoming move, hubby and I realized we had a lot of books we feel comfortable selling or donating. So I decided to get rid of them by selling on Facebook Marketplace and a few days later I made a sale! When I first moved in with my hubby, I […]

New Year Goals!

With a new year always comes resolutions and goals. Right now its difficult to put a finger on my financial goals since we have sold our condo and are looking for our next home before we close in March. So we don’t know exactly what our expenses for the year will be based on our […]

Good Reads: The Millionaire Teacher

millionaire teacher review

Just finished this great book that I had seen and heard a lot about, and I’m glad I did. I saw other Millionaire Teacher reviews, and was intrigued to pick the book up myself. Becoming a millionaire on a teachers salary is just what author Andrew Hallam did. Reading just the title I expected it […]

Unpopular opinion

Bank Rates Bank rates that should be charged are interest they should be paying me, not fees they should be charging me. This is the reason why I use an online bank. They actually pay YOU for the right to use your money. Brick and mortar traditional banks are typically good investments, and are often […]

50% savings rate

savings rate

How we achieved a 50% savings rate A bit of background: We are DINK’s from Canada (Double Income No Kids). We own a condo and purchased our car outright. We have no consumer debt, only our Mortgage. We are not specifically aiming for FI/RE but I am a bit obsessed with Retirement Savings. I admit […]

7 Hidden Fees you might not realize you are paying

High Interest rates and hidden fees eat away at your hard earned savings! How can you make sure that your gains aren’t being eaten up by these hidden fees? First you need to search them out! Some may be easier than others to find. Reviewing three months worth of your bank and credit card statements should […]

How do you Spend and Track your money?

Are you someone whose wallet or pocket always has Cash in it? Or are you strictly plastic – whether that be debit or credit cards – for purchases? I am the latter, for two reasons: first because I find it easier to track since you don’t have to manually record receipts, and second, I get […]

I Love Budgeting!

It’s TRUE. Budgeting is something that puts me in my happy place! A lot of people have a strong aversion to the word budget and what it brings to mind. People think of harsh restrictions, and micromanagement of their spending.  But it doesn’t have to be that way. If you prefer, you can call it […]

What are you worth?

Net worth

No, this isn’t a hypothetical or philosophical question. Have you ever actually sat down and calculated your net worth? To know where you are going, you have to know where you are starting from! What is net worth? Net worth is a simple calculation that give you a dollar number representing the value of your […]