What you need to know about credit scores

what you need to know about credit scores

How much do you know about what makes up your credit score? What you need to know about credit scores Here at Canadian Budget, we believe in responsible credit use. Credit cards are not inherently bad! We just need to learn how to use them responsibly and they can provide a lot of benefits. They […]

2021 Year In Review

Year in Review

Looking back at the past year, in review, there have been many challenges of course. COVID continued, work was a never ending challenge to keep up with constant changes in plans, and personally, we lost my father in law unexpectedly. Top 10 wins of 2021 I want to focus on my wins of the past […]

Planning for Maternity Leave

Maternity Leave

So you are expecting a baby, and now need to plan for maternity leave. Deciding how long you will be off work may depend on what coverage (if any) you may have for income while on maternity leave. How long of a maternity leave to take I live in Canada where we are entitled to […]

Learnings from an unexpected loss in the family

loss in the family

Last year we tragically and unexpectedly lost a close family member, my father in law. As tough as it is for anyone to deal with a loss in the family, there are so many tasks that need to be done, logistically speaking, after someone passes away. Someone needs to make arrangements, update accounts and apply […]

ETF’s vs Stocks

ETFs vs stocks

Want to start investing, but turned off by the high cost of the top stocks? You are not alone! What if I told you you could own shares in Google, Amazon, and other top name companies. And that you could buy them for much less than the individual share price. You can! No, its not […]

Budgeting for Beginners

budgeting for beginners

Today I want to start with the basics of budgeting for beginners. Follow these easy steps to set up your first monthly budget to get better picture of your finances. I will walk you step by step through creating your own budget. If you prefer to grab a pre-made budget, you can find a digital […]

Getting a financial head start

financial head start

We all have resolutions and goals for the new year! Some are around fitness and health, but others can be about being smarter with your money! If managing your finances is one of your goals this year, here are some steps to give you a financial head start! Understand your expenses and debts Write down […]

Paying down debt

Debt payoff

For most of my early adult life I was focused on aggressively paying down my student loans. Looking back this probably was not the best approach to take. Could I do it again, I would have invested more into savings earlier. But c’est la vie. You can learn from my mistakes! Many of us have […]

What are you worth?

Net worth

No, this isn’t a hypothetical or philosophical question. Have you ever actually sat down and calculated your net worth? To know where you are going, you have to know where you are starting from! What is net worth? Net worth is a simple calculation that give you a dollar number representing the value of your […]