How much do you know about what makes up your credit score? What you need to know about credit scores Here at Canadian Budget, we believe in responsible credit use. Credit cards are not inherently bad! We just need to learn how to use them responsibly and they can provide a lot of benefits. They […]
Learn how to identify and work toward your Financial Goals.
Looking back at the past year, in review, there have been many challenges of course. COVID continued, work was a never ending challenge to keep up with constant changes in plans, and personally, we lost my father in law unexpectedly. Top 10 wins of 2021 I want to focus on my wins of the past […]
So you are expecting a baby, and now need to plan for maternity leave. Deciding how long you will be off work may depend on what coverage (if any) you may have for income while on maternity leave. How long of a maternity leave to take I live in Canada where we are entitled to […]
Last year we tragically and unexpectedly lost a close family member, my father in law. As tough as it is for anyone to deal with a loss in the family, there are so many tasks that need to be done, logistically speaking, after someone passes away. Someone needs to make arrangements, update accounts and apply […]
Comparing ETF’s vs Individual Stocks Want to start investing, but have no idea where to start or what investments to choose? Choosing between ETF’s vs stocks is one decision you may need to make. If you are turned off by the high cost of the top stocks to purchase just a single share, you are […]
Budgeting For Beginners Today I want to start with the basics of budgeting for beginners. Before we dive in, a big CONGRATS to you for starting to take steps toward improving your financial literacy and skills! Its not easy to try something new and step outside of your comfort zone, but this is where growth […]
4 ways to get a financial head start on the year! We all have resolutions and goals for the new year! Some are around fitness and health, but others can be about being smarter with your money! If managing your finances is one of your goals this year, here are some steps to give you […]
For most of my early adult life I was focused on aggressively paying down my student loans. Looking back this probably was not the best approach to take. Could I do it again, I would have invested more into savings earlier. But c’est la vie. You can learn from my mistakes! Many of us have […]
No, this isn’t a hypothetical or philosophical question. Have you ever actually sat down and calculated your net worth? To know where you are going, you have to know where you are starting from! What is net worth? Net worth is a simple calculation that give you a dollar number representing the value of your […]