6 ways to save that will make more room in your budget!

Make room in your budget

Make more room in your budget When you are trying to make more room in your budget usually it is to help you either pay off debt or save up for a big purchase. Saving more is one way to work toward this. The other is making more money. Today we tackle the first part […]

Credit scores in Canada – What you need to know

what you need to know about credit scores

How much do you know about what makes up credit scores in Canada? Here at Canadian Budget, we believe in responsible credit use. Credit cards are not inherently bad! We need to learn how to use them responsibly; they can provide many benefits. They can give cash sign-up bonuses and cashback on purchases, or earn […]

2021 Year In Review

Year in Review

Looking back at the past year, in review, there have been many challenges of course. COVID continued, work was a never ending challenge to keep up with constant changes in plans, and personally, we lost my father in law unexpectedly. Top 10 wins of 2021 I want to focus on my wins of the past […]

Baby is born… Now what?

baby is born

Baby is born… now what? On top of the oodles of love, dozens of appointments, bazillions of pictures, stress and sleepless nights, what are the things you need to do now in terms of paper work, registrations, and RESP’s once baby is born? In Ontario, Service Ontario has a bundle arrangement where you can get […]

Planning for Maternity Leave

Maternity Leave

So you are expecting a baby, and now need to plan for maternity leave. Deciding how long you will be off work may depend on what coverage (if any) you may have for income while on maternity leave. How long of a maternity leave to take I live in Canada where we are entitled to […]

Learnings from an unexpected loss in the family

loss in the family

Unexpected Loss in the family Last year we tragically and unexpectedly lost a close family member, my father in law. As tough as it is for anyone to deal with a loss in the family, there are so many tasks that need to be done, logistically speaking, after someone passes away. Someone needs to make […]

Budgeting for Beginners

budgeting for beginners

Budgeting For Beginners Today I want to start with the basics of budgeting for beginners. Before we dive in, a big CONGRATS to you for starting to take steps toward improving your financial literacy and skills! Its not easy to try something new and step outside of your comfort zone, but this is where growth […]

Selling on Facebook Marketplace

Facebook Marketplace Canada

Selling on Facebook Marketplace In organizing the house for our upcoming move, hubby and I realized we had a lot of books we feel comfortable selling or donating. So I decided to get rid of them by selling on Facebook Marketplace and a few days later I made a sale! When I first moved in […]