Understanding bank rates and fees for Canadians. How to lower your bank fees. Are online banks legit?
Bank Rates and Fees
Tag: Personal Finance
Learning about Money
Learning about money What is the earliest memory you have when it comes to learning about money? A lot of us don’t get a lot of exposure to education around money and personal finance until we are already adults and our money habits and associations have already been formed. Most Canadians learned their money habits […]
September Diet: How Diet and Savings are tied
As a serious coffee drinker, I didn’t think I could undertake this challenge. My husband and I decided to do a 30 day diet plan to try and shed the quarantine 15! Part of it includes cooking/prepping all meals and snacks from real whole foods, and NO CAFFEINE! First 2 days there were caffeine withdrawal […]
My Experience using a Roboadvisor
What is a Roboadvisor? A Robo advisor is an investing service which relies on algorithms to build a portfolio for you based on your risk tolerance and investment time horizon. There are no individual humans picking the funds for you, so there is lower cost, and its very easy to use for beginner investors. The […]
50% savings rate
How we achieved a 50% savings rate A bit of background: We are DINK’s from Canada (Double Income No Kids). We own a condo and purchased our car outright. We have no consumer debt, only our Mortgage. We are not specifically aiming for FI/RE but I am a bit obsessed with Retirement Savings. I admit […]
7 Hidden Fees To Avoid
7 Hidden Fees To Avoid As Canadians we pay a TON of fees, make sure you are aware of these 7 hidden fees to avoid in your every day life! High Interest rates and hidden fees eat away at your hard earned savings! How can you make sure that your gains aren’t being eaten up […]
Paying down debt
Paying Down Debt Carrying debt can feel like carrying a ball and chain around your neck. You feel heavy, stressed, and anxious about life. If you are ready to make a change, there are several ways you can focus on how to become debt free. For most of my early adult life I was focused […]
Net Worth: What are you worth?
Net worth? What are you worth? No, this isn’t a hypothetical or philosophical question. Have you ever actually sat down and calculated your net worth? To know where you are going, you have to know where you are starting from! What is net worth? Net worth is a simple calculation that give you a dollar […]