Posts about Savings and Debt Repayment
You may be wondering what the best way is for you to make and reach your money goals. Just saving money for the sake of saving without a solid goal is not going to get you very far. You may end up with an account full of money, but you haven’t given it a job, […]
When the weight of your mounting debts feels like a ball a chain, you know it’s time to take proactive steps to get rid of your debt! We all take on various debts throughout our lives. Sometimes it’s for things that help us like education, and unfortunately, sometimes it’s for stupid shit we could have […]
When you are trying to make more room in your budget usually it is to help you either pay off debt or save up for a big purchase. Saving more is one way to work toward this. The other is making more money. Today we tackle the first part – saving more! You can examine […]
How much do you know about what makes up your credit score? What you need to know about credit scores Here at Canadian Budget, we believe in responsible credit use. Credit cards are not inherently bad! We just need to learn how to use them responsibly and they can provide a lot of benefits. They […]
So you are expecting a baby, and now need to plan for maternity leave. Deciding how long you will be off work may depend on what coverage (if any) you may have for income while on maternity leave. How long of a maternity leave to take I live in Canada where we are entitled to […]
Paying down debt is a really important step in everyone’s finance journey. When it comes to well known debt repayment strategies, Debt Snowball gets the most press. But have you heard of the Debt Avalanche, Snowball’s less sexy cousin? He actually has a great personality and will help you pay less in interest over time. […]
With a new year always comes resolutions and goals. Right now its difficult to put a finger on my financial goals since we have sold our condo and are looking for our next home before we close in March. So we don’t know exactly what our expenses for the year will be based on our […]
My Husband owned the condo that we live in before I moved in and we got married. Now that there are two of us here, I work from home, and we are planning for the long term. We do need more space and want a space that can work for us for years to come. […]
As a serious coffee drinker, I didn’t think I could undertake this challenge. My husband and I decided to do a 30 day diet plan to try and shed the quarantine 15! Part of it includes cooking/prepping all meals and snacks from real whole foods, and NO CAFFEINE! First 2 days there were caffeine withdrawal […]
How we achieved a 50% savings rate A bit of background: We are DINK’s from Canada (Double Income No Kids). We own a condo and purchased our car outright. We have no consumer debt, only our Mortgage. We are not specifically aiming for FI/RE but I am a bit obsessed with Retirement Savings. I admit […]