2021 Year In Review

Year in Review

Looking back at the past year, in review, there have been many challenges of course. COVID continued, work was a never ending challenge to keep up with constant changes in plans, and personally, we lost my father in law unexpectedly. Top 10 wins of 2021 I want to focus on my wins of the past […]

Baby is born… Now what?

baby is born

On top of the oodles of love, dozens of appointments, bazillions of pictures, stress and sleepless nights, what are the things you need to do now in terms of paper work, registrations, and RESP’s once baby is born? In Ontario, Service Ontario has a bundle arrangement where you can get all the things you need […]

Planning for Maternity Leave

Maternity Leave

So you are expecting a baby, and now need to plan for maternity leave. Deciding how long you will be off work may depend on what coverage (if any) you may have for income while on maternity leave. How long of a maternity leave to take I live in Canada where we are entitled to […]

Getting a financial head start

financial head start

We all have resolutions and goals for the new year! Some are around fitness and health, but others can be about being smarter with your money! If managing your finances is one of your goals this year, here are some steps to give you a financial head start! Understand your expenses and debts Write down […]

Selling on Facebook Marketplace

In organizing the house for our upcoming move, hubby and I realized we had a lot of books we feel comfortable selling or donating. So I decided to get rid of them by selling on Facebook Marketplace and a few days later I made a sale! When I first moved in with my hubby, I […]

Good Reads: Work Optional

work optional

Have you ever dreamt of a work optional life? I love reading books on personal finance. I have read quite a few and always take out multiple books from the local library any time I go. In Work Optional by author Tanja Hester, it takes a slightly different approach to other personal finance and investment […]

My Experience using a Robo Advisor

robo advisor

What is a Robo Advisor? A Robo advisor is an investing service which relies on algorithms to build a portfolio for you based on your risk tolerance and investment time horizon. There are no individual humans picking the funds for you, so there is lower cost, and its very easy to use for beginner investors. […]

How do you Spend and Track your money?

Are you someone whose wallet or pocket always has Cash in it? Or are you strictly plastic – whether that be debit or credit cards – for purchases? I am the latter, for two reasons: first because I find it easier to track since you don’t have to manually record receipts, and second, I get […]